Thank you for visiting HSA Ed "America's #1 Educational Resource for
Health Savings Accounts".

As consumer driven health plans continue to expand across the country HSA Ed hopes to provide you with the most up to date information on Health Savings Accounts. Implementing a Health Savings Account program helps you control your health costs and puts you in charge of your family's health care. Please visit our website and let us know if you have any questions or if we can help you in any way. Many questions can be answered in our Health Savings Account FAQ or you can always Ask Mr. HSA.

 

"Thank you very much for making your HSA guidebook available online.  During our company's recent health insurance renewal process, it was invaluable to me and our employees. I needed to educate myself very quickly, and your book was the most clear and comprehensive source I found.  Thanks for sharing your knowledge with us!"
-- T.H. (Indiana)

 "The information you posted online about HSAs is the most clear and comprehensive that I've run across to date.  Good job!"   
-- R.S., San Jose, CA

"Mr. HSA helped me resolve a very complex issue with my HSA. His advice and perseverance really made a difference."
--D.G., Frederick, MD

 

Roy Ramthun, "Mr. HSA"

Roy Ramthun is President of HSA Consulting Services and SVP of HSA Clearing Corp, a health care consulting practice specializing in Health Savings Accounts and consumer-driven health care issues. Prior to forming his consulting practice, Mr. Ramthun was the Special Assistant to the President for Economic Policy at the White House.

As a member of the National Economic Council staff, Mr. Ramthun was the senior health policy advisor to President George W. Bush regarding health care issues involving the Internal Revenue Code (primarily Health Savings Accounts), Medicare, Medicaid, and the Federal Employees Health Benefits Program.

 

Before joining the President's staff, Mr. Ramthun was the Senior Advisor to the Secretary of the U.S. Treasury for health initiatives.  In this role, he led Treasury's implementation of Health Savings Accounts after they were enacted into law in December, 2003.

Get the 2012 Edition of Roy's Book The Common Sense Guide to Health Savings Accounts

New 01/12/12: Congressional Research Service HSA Overview of Rules 2012

New 06/30/11: Download Roy Ramthun's Op-ed "Taking HSAs to the Next Level" 

New 06/14/11: AHIP has released the latest update of its annual census of the market for health savings accounts (HSAs).    Download a copy of the 2011 Census. As of January 2011, more than 11.4 million Americans were covered by HSA-eligible high deductible health plans (HDHPs), an increase of more than 14 percent from the prior year.

06/07/11: "The Family and Retirement Health Investment Act of 2011" Download Highlights
This bills implifies and enhances Health Savings Accounts (HSAs) and Health Flexible SpendingAccounts (FSAs) by addressing some of the questions and concerns that have been raised since HSAs were first enacted in 2003, but were not addressed by the HOPE Act of 2006.